Discover More About First Mortgage Services

NMLS #1178604

Celebrating 20 Years as a Trusted, Local Mortgage Company

First Mortgage Services specializes in arranging mortgage loans to purchase or refinance a home. Locally owned and operated, First Mortgage services began operations in 1997. To date, we have originated nearly $800 million in mortgage loans for over 7,500 local families. This represents a significant economic contribution to our community.

Operating as an independent mortgage company, First Mortgage Services has relationships with several national mortgage lenders. This allows us to offer homeowners the most innovative loan programs with extremely competitive loan terms.

Mortgage Loans for Residence, Vacation, and Investment

We can originate mortgage loans for a primary residence, vacation home, as well as for a one- to four-family investment property. First Mortgage Services offers both fixed and adjustable interest rate, conventional, FHA, and VA mortgage loan programs.

First Mortgage Services also offers the fixed interest rate USDA Rural Development Guaranteed mortgage loan program, which provides up to 100% financing for eligible borrowers.

We provide a free mortgage loan pre-qualification service. Additionally, First Mortgage Services offers quick processing time and flexible appointment hours.

Award-Winning Recognition of First Mortgage Services

Since 1997, First Mortgage Services has been recognized numerous times by several national mortgage lenders for providing quality customer service and for excellence in its lending practices. Named Affiliate of the Year by the Historic Highlands Association of Realtors in 1999, 2003, 2005, and 2011, First Mortgage Services recently received the President’s Award by the Historic Highlands Association of Realtors. The award recognized the long-term support that First Mortgage Services provided to the organization.

Licensed to Serve Throughout the Region

First Mortgage Services holds licenses to originate mortgage loans for the purchase of a home or the refinance of an existing mortgage in all areas of Maryland, West Virginia, and Pennsylvania.